US Health Plan Information

 

 

Open Enrollment will be held from November 7th through November 18th. Elections must be finalized by close of business on Friday, November 18th, no exceptions. If you are enrolling in coverage or making changes to your current benefit elections during the annual enrollment period, your new coverage will be effective January 1, 2023 and will continue until December 31, 2023.

Once again, there will be NO HEALTH PREMIUM INCREASES for our Health Plan, which includes medical, dental, vision, and prescription, offered through World Wide Technology for the 2023 plan year! Premiums are as follows:

  • Employee Only – $25/month
  • Employee + Spouse – $90/month
  • Employee + Child(ren) – $70/month
  • Family – $145/month

 

Dental Enhancements:

We are excited to announce we have enhanced the Dental plan by adding MAXAdvantage which allows participants to receive most preventive and diagnostic services without reducing their plan maximum benefit amount. This allows individuals to save their annual maximum for other dental services they may need throughout the year. All other plan terms remain the same offering preventive, basic and major services with the same limits. MAXAdvantage is also included in the Dental Buy Up Plan. 

NEW Dental Buy Up 

This plan offers employees the option to select a higher level of coverage including Adult Orthodontia and increased Annual Maximum as well as Orthodontia Lifetime Limit.

Dental Buy Up premiums are as follows:

  • Employee Only- $2/month
  • Employee + Spouse- $5/month
  • Employee + Child(ren)- $3/month
  • Family- $7/month
Plan ProvisionHealth Plan Standard DentalDental Buy Up
Deductible (Employee/Family)$50/$150$50/$150
Annual Maximum$1,500$2,000
Preventive/Diagnostic100%100%
Basic Services (+Oral Surgery/Endodontics/Periodontics)80%80%
Major Services50%50%
Orthodontia50% (Child(ren) only)50% (all members, including adults)
Orthodontia Lifetime Limit$1,500$2,000


To enroll in the Dental Buy Up plan, go to the "Cigna PPO Plan" tile in the enrollment system and click "Change Plan". If no changes to covered individuals, you can also click "update response" at the bottom of the tile.

Important: The Dental Buy Up option is selected on top of the Standard plan and the tier of coverage (Employee Only, Employee + Spouse, Employee + Child(ren), Family) must match your Health Plan selection. The Buy Up Dental plan cannot be selected alone, nor can it be selected in a different coverage tier than the Standard Dental plan. 

 

For questions on your coverage or claims, please contact the respective administrator below:

Benefit:Administrator:                    Website:                                      Phone:
MedicalAllegiancewww.askallegiance.com855-999-3893
Prescription        Express Scriptswww.express-scripts.com888-310-4045
DentalDelta Dentalwww.DeltaDentalMO.com800-335-8266
VisionEyeMedwww.eyemed.com866-800-5457

 

VANTAGE

If you are not making changes to your health benefits for 2023, you are still encouraged to log into Vantage and verify that your personal information is current, including your address, phone number and beneficiaries. Your Dependents names and social security numbers must match the records of the Social Security Administration. Failure to verify this information could result in delays or denials of claims. To ensure we have correct information for your dependents, log into Vantage online or via the mobile app > Dashboard > Benefits Tab > Manage Information > Manage Dependents/Beneficiaries.

Look for your Confirmation Number:  After confirming your elections in Vantage, a confirmation number will be available to you. Be sure to review your elections and verify that they are correct and all of your dependents are covered. Also, you can view/download your confirmation statements at anytime by going to Vantage > Benefits > View Benefits > View All Statements.