2026 Open Enrollment
Open Enrollment 2026 will be November 3rd through November 14th.
No Big Changes—Just Big Peace of Mind
Open Enrollment is a once-a-year opportunity for you to review your current benefit elections, make changes to your health care benefits, enroll or re-enroll in the Flexible Spending Accounts and more.
We're pleased to announce that our Gold and Platinum Health Plan options and rates will remain unchanged for 2026.
Gold & Platinum PPO Plans are only available to Mainland US. Hawaii employees will maintain their current plan and premiums. Spousal Surcharge applies to ALL US Employees, including Hawaii. See the Open Enrollment Resources for additional information and Health Plan Summaries.
Elections must be finalized by close of business on Friday, November 14th, no exceptions. Changes to coverage will be effective January 1st and will continue through December 31, 2026.
Open Enrollment Resources
Important:
If you are not making changes to your health benefits for 2026, your current election will default. Those that have previously waived coverage will remain waived. For employees who would like to make changes, an active election will be required during Open Enrollment.
> Spousal Surcharge: Survey responses will default from the prior year. If you are newly eligible for the surcharge in 2026, it will be assumed that your spouse is offered access to other employer sponsored health coverage and the surcharge will be added automatically. You can edit this response during Open Enrollment.
> Verify Personal Information: Employees should verify current address, phone number, and beneficiaries. Your dependents names and social security numbers must match the records of the Social Security Administration. Failure to verify this information could result in delays or denials of claims. To review information, log into ADP Vantage > Benefits > Manage Information > Click Edit to update Dependents & Beneficiaries.
> Look for your Confirmation Number: After confirming your elections in ADP Vantage, a confirmation number will be available to you. Be sure to review your elections and verify that they are correct and all of your dependents are covered. Also, you can view/download your confirmation statements at anytime by going to Vantage > Benefits > View Your Benefits > Click on All Benefits.
What's new in 2026?
Voluntary Life Insurance
2026 OE ONLY: Voluntary Life Insurance for employees and spouses can be newly elected or increased by up to 5 increments, subject to guaranteed issue limits, without requiring evidence of insurability.
How do you know if you have enough life insurance? Use this calculator to help you determine how much.
View this short presentation on Life & Disability Insurance to get a better baseline understanding of the value.
Dental Buy Up
Utilization and cost supports a modest increase in employee contributions:
- Employee Only from $2/month to $4/month
- Employee + Spouse from $5/month to $8/month
- Employee + Child(ren) from $3/month to $6/month
- Family from $7/month to $11/month
For more information on Dental Buy Up, please view the US Healthplan Page.
Flexible Spending Accounts
We are increasing the flexible spending account limit for Health Care FSA and Dependent Care FSA. Employees can choose to contribute up to these limits in the following accounts for 2026:
- Health Care FSA $3,300
- Dependent Care FSA $7,500
- Commuter Transit/ Parking FSA $300 per month
YOU MUST RE-ENROLL IN FSA EVERY YEAR!
Flexible Spending is a pre-tax benefit that you can take advantage of if you anticipate large health care, daycare or transit expenses throughout the year. They are use-it-or-lose-it accounts, so be sure to closely determine your contributions based on what you might need.
To view more on our current benefits, click the applicable links below:
Health Insurance
Study up on the WWT Health Plan (medical, RX, dental, vision) coverage, deductibles, and other health benefit information.
United States - Hawaii
FSA
Life Insurance & Disability
Get all the information you need to know about company-paid life insurance & disability as well as enrolling in voluntary life insurance. Read More
401(k)
Plan for retirement with a 401(k) plan administered by Merrill Read More
Additional Benefits
Wellness Programs
Access information on the Employee Assistance Program, Family Health Center, and other WWT Wellness initiatives. Read More
Contact Us
Please reference our knowledge articles in the Self Service Portal and/or submit a ticket to Ask HR.